Now

What I’m doing now

Backend & AI engineer at Initializ. Most days: Elixir and Go for the Nestara lending platform, and the AI agents that sit on top of it.

Updated 17 October 2026 · Gurugram, India · a /now page

Work

Software Development Engineer · Initializ

Gurugram · Jul 2024 — present · initializ.ai ↗

ElixirGoPythonPostgresObanMCP
  • Nestara lending backend (Elixir/Phoenix) — top-up pipeline, DSA lead routing and the bureau risk engine.
  • Nestara OneCRM — the sales team’s CRM: calling workflow, lead priority and source analytics.
  • Ask Nestara AI — a typed pydantic-ai agent that calls calculator tools instead of guessing numbers.
  • Forge — shipped the WhatsApp channel for the open-source agent runtime.

Learning

  • Elixir — GenStage & Broadwaybackpressure-aware pipelines for ingestion.
  • Agent evalshand-labelled sets for tool-call accuracy and retrieval quality.
  • Postgres — logical replicationzero-downtime schema migrations.

Reading

  • Designing Data-Intensive ApplicationsMartin Kleppmann
  • Concurrency in GoKatherine Cox-Buday
  • The Pragmatic EngineerGergely Orosz · newsletter

Listening

  • Lo-fi beatsthe default at 1 am.
  • Signals & ThreadsJane Street’s engineering podcast.
  • Arijit, stillsome things don’t update.

On the side

  • Ratn Toolsbrowser-only developer utilities.
  • Personal Trackerhabits, money and sleep in one PWA.
  • Ratn Labswriting about system design and Go.

Not thinking about

the next JavaScript frameworkNFTshot takes on X